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BECAUSE YOU DESERVE A

FRESH START

LOAN PROGRAMS 

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Personal Loans

​You’re more than just your credit score. Our personal loans and installment programs let you choose how you want to borrow and what you want to do with the money. Working with some of the leading lenders and companies in the country, the Preferred Capital team will spend time understanding your needs, goals and plans while crafting a program that helps you strengthen your financial position.

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Home Improvements

Whether you’re a do-it-yourself-er or looking to make that long-overdue addition to your home, a personal loan through Preferred Capital can help you jumpstart that project. You can use your loan for anything from replacing outdated or old appliances, remodel your kitchen, finally finish that basement, add some new furniture or add curb-appeal with some new landscaping. It’s your loan and you choose how it will be used.

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Debt

Consolidation 

Lower your monthly payments or consolidate all of your debt into a single, monthly payment to help you take control of your finances. Preferred Capital offers a number of choices from debt consolidation loans to installment plans that enable you to get out from under the burden of debt such as credit cards. By consolidating your debt, you can join the more than 25,000 people we’ve helped focus on saving money for the long-term while achieving their goal of getting out of debt

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PERSONAL LOANS

Everyone needs a little help at some point in their lives. A personal loan could be what you need to get over your financial hurdle. Through our network of lenders, we can help you find a personal loan that meets your needs and gets you back to focusing on living!

Loans through Advantage Preferred Financial’s partners provide you with:

  • Simple application process

  • Fixed rates for the life of the loan

  • Unsecured loans with NO collateral required

  • Funds can be used for nearly any purpose (emergencies, medical costs, vacation, etc.)

  • No balance transfer requirements or fees

  • No pre-payment penalties for early payoff

  • Single, fixed monthly payment

HOME IMPROVEMENT LOANS 

Your home is your largest asset and, unlike a home-equity loan or line, this isn’t tied to the value of your home. You can borrow money to make improvements or long-overdue repairs, invest in alternative energy like solar panels or purchase appliances for your home. Through Preferred Capital’s lenders, you can add value to your home without using your equity or having to refinance.


​Loans through Advantage Preferred Financial’s partners provide you with:

  • Fixed rates for the life of the loan

  • Simple application process

  • Single, fixed monthly payment

  • Funds can be used for nearly any purpose (home improvement, medical costs, vacation, etc.)

  • No balance transfer requirements or fees

  • No pre-payment penalties for early payoff

  • Unsecured loans with NO collateral required

DEBT CONSOLIDATION LOANS 

Advantage Preferred Financial can help facilitate a loan or installment program that can help you consolidate all of your high interest credit cards into one lower, fixed payment program. If your monthly minimum payments are becoming difficult to pay or your interest rates are just too high, then a debt consolidation loan or program might be the answer you have been looking for. Our lenders and companies have many programs – even if you have less than perfect credit.
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Loans through Advantage Preferred Financial’s partners provide you with:

  • A smarter way to manage your debt

  • No balance transfer requirements or fees

  • Simple application process

  • Unsecured loans with NO collateral required

  • Fixed rates for the life of the loan

  • No pre-payment penalties for early payoff

  • Single, fixed monthly payment

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